Military Rates
Individual Rate Protection is a clause recognizing that current BAH recipients agreed on rate terms based on certain conditions, and the terms remain the same. Military service members living overseas and off-base remain unaffected by BAH rate changes year to year.
Low Down Payment FHA Home Loans
 

BAH Rates Featured Article

INDIVIDUAL RATE PROTECTION FOR BAH

'Individual Rate Protection,' adopted by Congress at the turn of the century, protects military service members from the widespread BAH rate drops, like the one experienced in 2011.

In 2011 and for the first time since 1998, average BAH rates across the country dropped. The 0.6 percent BAH drop at the beginning of 2011 reflected changes in average rental costs across 366 military housing locations.

However, thanks to Individual Rate Protection, that 2011 BAH rate decline only affected military service members moving to rent-fallen areas after Dec. 31 2010.

Military service members living overseas and off-base remain unaffected by BAH rate changes year to year. The Overseas Housing Allowance (OHA), based on actual rent, is adjusted only when the value of the dollar shifts against the local currency.

Individual Rate Protection also protects Post-9/11 GI Bill recipients whose student monthly stipend is based on BAH rates.

BAH ADJUSTS WITH THE ECONOMY, UNLESS YOU ARE RATE PROTECTED

Individual Rate Protection is a clause recognizing that current BAH recipients agreed on rate terms based on certain conditions, and the terms remain the same. For military service members already living in areas where housing rates are on the decline, monthly BAH rates will not change. New military arrivals will be given BAH rates that reflect the current housing market and lower rent prices.

For example, for 2011, Individual Rate Protection resulted in a 1.1 percent increase in the average military housing allowances for one million BAH recipients, increasing BAH program costs to $19 billion.

A typical junior enlisted military service member with dependents saw BAH rise about $39 per month, while a senior noncommissioned officer with dependents received about the same as 2010.

For 2011, locations with significant rises in BAH rates included China Lake Naval Air Training Center, Calif. (14 percent); Barksdale Air Force Base/Shreveport, La. (9.5 percent); Minot Air Force Base, N.D. (8 percent); Beale Air Force Base, Calif. (7 percent); and Fort Benning, Ga. (6 percent). These locations and dollar amounts change as BAH rates change.


Basic Allowance for Housing Archive


BAH Rates (Locality):
BAH Rates (Non-locality):

MilitaryRates.com is not a government website and is not affiliated with any branch of the U.S. Military.


Build a Home on Your Own Lot with a VA Loan
Find out how you can build a home on land you already own. This Single Close Loan gets you from construction to occupancy with one mortgage in a streamlined process.
SUPPORT OUR TROOPS
Operation Supply Drop
Operation Supply Drop is a 501(c)(3) military charity supporting active-duty and veteran troops of the United States Military and Her Allies since 2010 by bringing fun where there is none.
Semper Fi Fund
The Semper Fi Fund provides immediate financial assistance and lifetime support to post 9/11 wounded, critically ill and injured service members and their families.
IAVA - Iraq and Afghanistan Veterans of America
Iraq and Afghanistan Veterans of America (IAVA) is the nation's largest nonprofit, nonpartisan organization representing new veterans and their families.
Team Rubicon
Team Rubicon unites the skills and experiences of military veterans with first responders to rapidly deploy emergency response teams.
Pat Tillman Foundation
The Pat Tillman Foundation invests in military veterans and their spouses through educational scholarships – building a diverse community of leaders committed to service to others.

MilitaryRates.com is not a government website and is not affiliated with any branch of the U.S. Military.
 
 
Disclaimer: MilitaryRates.com is a private website that is not affiliated with the U.S. Department of Veteran Affairs, any U.S. government agencies, or any U.S. military branches. Our sites contain basic information about veteran benefits, pay tables, current events, and news for active duty military personnel, military veterans, and their families. You can find additional information on these topics at the official website for U.S. Department of Veteran Affairs.
Copyright © 2008 - 2023
All Rights Reserved

Think Brainchild
2802 Albany Street
Houston, Texas 77006