Total yearly housing costs are calculated based on six housing profiles (dwelling type and number of bedrooms) in each military housing area. BAH rates are then calculated for each pay grade, both with and without dependents.
Remember, 2011 BAH is calculated on local rents. Mortgage amounts are not used to compute Basic Allowance for Housing. You may be able to offset some or all of your monthly mortgage payments using BAH, but it's not designed to do so. Make your financial plans carefully when factoring in BAH as a contributing source of income for your house payment.
