VA loan limits vary from state to state. Find the 2019 VA limits for your county in VIRGINIA to see how much you can borrow while using your VA loan eligibility.
Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
| County Name | Single Family Home ($0 DOWN AND UP TO) |
Max Guaranty | ||
| ACCOMACK | $484,350.00 | $1,000,000 | ||
| ALBEMARLE | $484,350.00 | $1,000,000 | ||
| ALEXANDRIA | $726,525.00 | $1,000,000 | ||
| ALLEGHANY | $484,350.00 | $1,000,000 | ||
| AMELIA | $535,900.00 | $1,000,000 | ||
| AMHERST | $484,350.00 | $1,000,000 | ||
| APPOMATTOX | $484,350.00 | $1,000,000 | ||
| ARLINGTON | $726,525.00 | $1,000,000 | ||
| AUGUSTA | $484,350.00 | $1,000,000 | ||
| BATH | $484,350.00 | $1,000,000 | ||
| BEDFORD | $484,350.00 | $1,000,000 | ||
| BEDFORD IND | $484,350.00 | $1,000,000 | ||
| BLAND | $484,350.00 | $1,000,000 | ||
| BOTETOURT | $484,350.00 | $1,000,000 | ||
| BRISTOL | $484,350.00 | $1,000,000 | ||
| BRUNSWICK | $484,350.00 | $1,000,000 | ||
| BUCHANAN | $484,350.00 | $1,000,000 | ||
| BUCKINGHAM | $484,350.00 | $1,000,000 | ||
| BUENA VISTA | $484,350.00 | $1,000,000 | ||
| CAMPBELL | $484,350.00 | $1,000,000 | ||
| CAROLINE | $535,900.00 | $1,000,000 | ||
| CARROLL | $484,350.00 | $1,000,000 | ||
| CHARLES CITY | $535,900.00 | $1,000,000 | ||
| CHARLOTTE | $484,350.00 | $1,000,000 | ||
| CHARLOTTESVILLE | $484,350.00 | $1,000,000 | ||
| CHESAPEAKE | $484,350.00 | $1,000,000 | ||
| CHESTERFIELD | $535,900.00 | $1,000,000 | ||
| CLARKE | $726,525.00 | $1,000,000 | ||
| CLIFTON FORGE | $484,350.00 | $1,000,000 | ||
| COLONIAL HEIGHT | $535,900.00 | $1,000,000 | ||
| COVINGTON | $484,350.00 | $1,000,000 | ||
| CRAIG | $484,350.00 | $1,000,000 | ||
| CULPEPER | $726,525.00 | $1,000,000 | ||
| CUMBERLAND | $535,900.00 | $1,000,000 | ||
| DANVILLE | $484,350.00 | $1,000,000 | ||
| DICKENSON | $484,350.00 | $1,000,000 | ||
| DINWIDDIE | $535,900.00 | $1,000,000 | ||
| EMPORIA | $484,350.00 | $1,000,000 | ||
| ESSEX | $484,350.00 | $1,000,000 | ||
| FAIRFAX | $726,525.00 | $1,000,000 | ||
| FAIRFAX IND | $726,525.00 | $1,000,000 | ||
| FALLS CHURCH | $726,525.00 | $1,000,000 | ||
| FAUQUIER | $726,525.00 | $1,000,000 | ||
| FLOYD | $484,350.00 | $1,000,000 | ||
| FLUVANNA | $484,350.00 | $1,000,000 | ||
| FRANKLIN | $484,350.00 | $1,000,000 | ||
| FRANKLIN IND | $484,350.00 | $1,000,000 | ||
| FREDERICK | $484,350.00 | $1,000,000 | ||
| FREDERICKSBURG | $726,525.00 | $1,000,000 | ||
| GALAX | $484,350.00 | $1,000,000 | ||
| GILES | $484,350.00 | $1,000,000 | ||
| GLOUCESTER | $484,350.00 | $1,000,000 | ||
| GOOCHLAND | $535,900.00 | $1,000,000 | ||
| GRAYSON | $484,350.00 | $1,000,000 | ||
| GREENE | $484,350.00 | $1,000,000 | ||
| GREENSVILLE | $484,350.00 | $1,000,000 | ||
| HALIFAX | $484,350.00 | $1,000,000 | ||
| HAMPTON | $484,350.00 | $1,000,000 | ||
| HANOVER | $535,900.00 | $1,000,000 | ||
| HARRISONBURG | $484,350.00 | $1,000,000 | ||
| HENRICO | $535,900.00 | $1,000,000 | ||
| HENRY | $484,350.00 | $1,000,000 | ||
| HIGHLAND | $484,350.00 | $1,000,000 | ||
| HOPEWELL | $535,900.00 | $1,000,000 | ||
| ISLE OF WIGHT | $484,350.00 | $1,000,000 | ||
| JAMES CITY | $484,350.00 | $1,000,000 | ||
| KING AND QUEEN | $535,900.00 | $1,000,000 | ||
| KING GEORGE | $484,350.00 | $1,000,000 | ||
| KING WILLIAM | $535,900.00 | $1,000,000 | ||
| LANCASTER | $484,350.00 | $1,000,000 | ||
| LEE | $484,350.00 | $1,000,000 | ||
| LEXINGTON | $484,350.00 | $1,000,000 | ||
| LOUDOUN | $726,525.00 | $1,000,000 | ||
| LOUISA | $535,900.00 | $1,000,000 | ||
| LUNENBURG | $484,350.00 | $1,000,000 | ||
| LYNCHBURG | $484,350.00 | $1,000,000 | ||
| MADISON | $484,350.00 | $1,000,000 | ||
| MANASSAS | $726,525.00 | $1,000,000 | ||
| MANASSAS PARK | $726,525.00 | $1,000,000 | ||
| MARTINSVILLE | $484,350.00 | $1,000,000 | ||
| MATHEWS | $484,350.00 | $1,000,000 | ||
| MECKLENBURG | $484,350.00 | $1,000,000 | ||
| MIDDLESEX | $484,350.00 | $1,000,000 | ||
| MONTGOMERY | $484,350.00 | $1,000,000 | ||
| NELSON | $484,350.00 | $1,000,000 | ||
| NEW KENT | $535,900.00 | $1,000,000 | ||
| NEWPORT NEWS | $484,350.00 | $1,000,000 | ||
| NORFOLK | $484,350.00 | $1,000,000 | ||
| NORTHAMPTON | $484,350.00 | $1,000,000 | ||
| NORTHUMBERLAND | $484,350.00 | $1,000,000 | ||
| NORTON | $484,350.00 | $1,000,000 | ||
| NOTTOWAY | $484,350.00 | $1,000,000 | ||
| ORANGE | $484,350.00 | $1,000,000 | ||
| PAGE | $484,350.00 | $1,000,000 | ||
| PATRICK | $484,350.00 | $1,000,000 | ||
| PETERSBURG | $535,900.00 | $1,000,000 | ||
| PITTSYLVANIA | $484,350.00 | $1,000,000 | ||
| POQUOSON | $484,350.00 | $1,000,000 | ||
| PORTSMOUTH | $484,350.00 | $1,000,000 | ||
| POWHATAN | $535,900.00 | $1,000,000 | ||
| PRINCE EDWARD | $484,350.00 | $1,000,000 | ||
| PRINCE GEORGE | $535,900.00 | $1,000,000 | ||
| PRINCE WILLIAM | $726,525.00 | $1,000,000 | ||
| PULASKI | $484,350.00 | $1,000,000 | ||
| RADFORD | $484,350.00 | $1,000,000 | ||
| RAPPAHANNOCK | $726,525.00 | $1,000,000 | ||
| RICHMOND | $535,900.00 | $1,000,000 | ||
| RICHMOND IND | $484,350.00 | $1,000,000 | ||
| ROANOKE | $484,350.00 | $1,000,000 | ||
| ROANOKE IND | $484,350.00 | $1,000,000 | ||
| ROCKBRIDGE | $484,350.00 | $1,000,000 | ||
| ROCKINGHAM | $484,350.00 | $1,000,000 | ||
| RUSSELL | $484,350.00 | $1,000,000 | ||
| SALEM | $484,350.00 | $1,000,000 | ||
| SCOTT | $484,350.00 | $1,000,000 | ||
| SHENANDOAH | $484,350.00 | $1,000,000 | ||
| SMYTH | $484,350.00 | $1,000,000 | ||
| SOUTHAMPTON | $484,350.00 | $1,000,000 | ||
| SPOTSYLVANIA | $726,525.00 | $1,000,000 | ||
| STAFFORD | $726,525.00 | $1,000,000 | ||
| STAUNTON | $484,350.00 | $1,000,000 | ||
| SUFFOLK | $484,350.00 | $1,000,000 | ||
| SURRY | $484,350.00 | $1,000,000 | ||
| SUSSEX | $535,900.00 | $1,000,000 | ||
| TAZEWELL | $484,350.00 | $1,000,000 | ||
| VIRGINIA BEACH | $484,350.00 | $1,000,000 | ||
| WARREN | $726,525.00 | $1,000,000 | ||
| WASHINGTON | $484,350.00 | $1,000,000 | ||
| WAYNESBORO | $484,350.00 | $1,000,000 | ||
| WESTMORELAND | $484,350.00 | $1,000,000 | ||
| WILLIAMSBURG | $484,350.00 | $1,000,000 | ||
| WINCHESTER | $484,350.00 | $1,000,000 | ||
| WISE | $484,350.00 | $1,000,000 | ||
| WYTHE | $484,350.00 | $1,000,000 | ||
| YORK | $484,350.00 | $1,000,000 | ||
